Life coverage organizations guarantee to pay out a single amount advantage upon the passing of the safeguarded. Albeit actuarial science has made mortality tables to precisely gauge the future risk of approaches to be paid, having money related quality guarantees that these organizations can meet the majority of their commitments while as yet gaining a benefit.
Disaster protection organizations in the U.S. can be positioned by direct premium composed (the measure of new arrangements composed straightforwardly and not re-protected). For 2013:
Disaster protection organizations in the U.S. can be positioned by direct premium composed (the measure of new arrangements composed straightforwardly and not re-protected). For 2013:
| Company | Total Direct Premium | Market Share |
| MetLife (MET) | $11.5 billion | 7.98% |
| Northwestern Mutual | $9.4 billion | 6.55% |
| Prudential of America (PRU) | $8.4 billion | 5.79% |
| New York Life | $7.8 billion | 5.42% |
| Lincoln National | $6.1 billion | 4.27% |
| MassMutual | $5.1 billion | 3.52% |
| John Hancock | $4.8 billion | 3.37% |
| Aegon (AEG) | $4.1 billion | 2.82% |
| State Farm | $4.0 billion | 2.79% |
| Guardian Life Insurance Co. | $3.4 billion | 2.34% |
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