Health Insurance Companies

Medical coverage organizations give strategies to cover all or part of policyholder's wellbeing and therapeutic expenses. Arrangements may be obtained independently or through a business. Actually, the United States government is the biggest health care coverage supplier in America through the Medicare program, Social Security and with Medicaid directed by individual states. (For additional, see: 5 Things You Need To Know About Obamacare.)

The biggest non-government supported U.S. medical coverage organizations measured by aggregate direct premium gathered in 2007 was:

Company	Total Direct Premium	Market Share
United Healthcare (UNH)	$66.8 billion	11.70%
Wellpoint Group (WLP)	$55.7 billion	9.75%
Kaiser Permanente	$43.7 billion	7.66%
Humana (HUM)	$21.7 billion	3.81%
Aetna (AET)	$21.7 billion	3.81%
Health Care Service Corp	$14.9 billion	2.60%
American Family	$11.6 billion	2.04%
Highmark	$11.4 billion	2.01%
Blue Cross/Blue Shield	$9.8 billion	1.72%
Cigna (CI)	$9.6 billion	1.69%

(Source: NAIC. Proviso emptor: The business information on medical coverage organizations is from 2007, the most recent year of accessible information. The Affordable Care Act (otherwise known as 'Obamacare') may have changed these standings.)

The Bottom Line

Positioning the biggest insurance agencies should be possible in various ways. Shares of traded on an open market organizations can be purchased to fabricate an all around differentiated venture portfolio that has presentation to the budgetary and medicinal services segments. Recognizing which sorts of protection an organization basically manages figures out which firms are contenders and which truly are definitely not. Taking a gander at deals figures, or premiums gathered in a year, one can likewise perceive how open organizations stack up against secretly held or shared organizations which make up a substantial fragment of the business.

Life Insurance Companies

Life coverage organizations guarantee to pay out a single amount advantage upon the passing of the safeguarded. Albeit actuarial science has made mortality tables to precisely gauge the future risk of approaches to be paid, having money related quality guarantees that these organizations can meet the majority of their commitments while as yet gaining a benefit.

Disaster protection organizations in the U.S. can be positioned by direct premium composed (the measure of new arrangements composed straightforwardly and not re-protected). For 2013:

Company	Total Direct Premium	Market Share
MetLife (MET)	$11.5 billion	7.98%
Northwestern Mutual	$9.4 billion	6.55%
Prudential of America (PRU)	$8.4 billion	5.79%
New York Life	$7.8 billion	5.42%
Lincoln National	$6.1 billion	4.27%
MassMutual	$5.1 billion	3.52%
John Hancock	$4.8 billion	3.37%
Aegon (AEG)	$4.1 billion	2.82%
State Farm	$4.0 billion	2.79%
Guardian Life Insurance Co.	$3.4 billion	2.34%

Biggest Insurance Companies by Sales and Product Line

Not all insurance agencies are traded on an open market. Truth be told, numerous guarantors are organized as common organizations where approach holders of taking an interest strategies are basically incomplete proprietors of the organization. The common organization model for an insurance agency goes back hundred of years, and there are sure advantages gave on policyholders that don't exist with traded on an open market (stock organization) safety net providers. (For additional, see: The Industry Handbook: The Insurance Industry.)

Biggest Insurance Companies by Sales and Product Line

It is valuable to separate between the kind of protection, or line, that is being considered while considering the biggest insurance agencies. Utilizing deals information is useful as a percentage of the biggest insurance agencies in the United States are not traded on an open market and consequently their fairly estimated worth is not effectively determined.

Property and Casualty

Property loss safety net providers compose arrangements covering property, for example, land, residences, autos and different vehicles. They likewise compose strategies managing liabilities that may be brought about unintentionally or carelessness identified with those properties to settle the expense of claims or medicinal harms coming about because of such episodes.

The top U.S. property loss organizations in 2013 by net premiums composed (the measure of cash that non-life arrangements can hope to get over the life of the agreement, less commissions and expenses).

Company	Net Premiums Written
State Farm Group	$50.8 billion
Allstate Insurance Group (ALL)	$24.8 billion
Liberty Mutual	$21.5 billion
Berkshire Hathaway (includes GEICO)	$21.4 billion
Travelers Group (TRV)	$20.6 billion
American International Group (AIG)	$19.7 billion
Nationwide Group	$14.5 billion
Progressive Insurance Group (PGR)	$14.5 billion
Farmers Insurance Group	$14.1 billion
USAA Group	$10.7 billion

List of United States Insurance Companies

There are various approaches to rank the span of insurance agencies. Organizations can be measured by their business sector capitalization (the estimation of the organization on a stock trade) or by utilizing deals figures, for example, net premiums written in a year or what number of approaches were sold. (For additional, see: Which protection approaches do I truly require?)

Biggest Public Insurance Companies by Market Capitalization

Speculators can purchase shares of traded on an open market organizations in the protection business. The biggest insurance agencies as of Q1 2014 by business sector gaining by the world stock trades are:

Perused more: Top 10 Insurance Companies By The Metrics

Non-health Insurance Companies:

Company Name	Market Capitalization
Berkshire Hathaway (BRK.A)	$308 billion
China Life Insurance (LFC)	$80 billion
Allianz (AZSEY)	$76.8 billion
American International Group (AIG)	$72.3 billion
Ping An of China (PNGAY)	$65.6 billion
MetLife (MET)	$59.4 billion
AXA (AXA)	$57.8 billion
AIA Group Hong Kong (AAIGF)	$54.4 billion
ING Groep (ING)	$54.4 billion
Zurich Insurance (ZURVY)	$45.4 Billion

(Source: Thompson Reuters)

Health Insurance and Managed Health Care Companies:

Company Name	Market Capitalization
United Healthcare (UNH)	$91.8 billion
Wellpoint (WLP)	$34.3 billion
Aetna (AET)	$29.8 billion
CIGNA Corp. (CI)	$26.8 billion
Humana (HUM)	$21.1 billion
Centene Corp. (CNC)	$5.7 billion
Health Net, Inc. (HNT)	$3.9 billion
WellCare Health Plans (WCG)	$3.1 billion
Healthspring (HS)	$3.7 billion
Molina Healthcare (MOH)	$2.4 billion

(Source: Thompson Reuters)

Not all insurance agencies are traded on an open market. Truth be told, numerous safety net providers are organized as common organizations where approach holders of taking an interest strategies are basically incomplete proprietors of the organization. The shared organization model for an insurance agency goes back hundred of years, and there are sure advantages gave on policyholders that don't exist with traded on an open market (stock organization) safety net providers. (For additional, see: The Industry Handbook: The Insurance Industry.)

Biggest Insurance Companies by Sales and Product Line

It is valuable to separate between the kind of protection, or line, that is being considered while considering the biggest insurance agencies. Utilizing deals information is useful as a percentage of the biggest insurance agencies in the United States are not traded on an open market and along these lines their fairly estimated worth is not effectively found out.

Property and Casualty

Property loss safety net providers compose approaches covering property, for example, land, residences, autos and different vehicles. They likewise compose arrangements managing liabilities that may be brought about unintentionally or carelessness identified with those properties to settle the expense of claims or medicinal harms coming about because of such occurrences.